Trucking Business Loans

Simple application. Simple process.

Offering fast, flexible trucking business loans nationwide.

Owning a trucking business can be lucrative, mainly when there is an increased freight demand or a driver shortage. However, it takes money to keep a trucking business on the road. Permits, certifications, taxes, insurance, marketing, payroll, and over-the-road expenses can all add up quickly. If you need quick access to cash, look no further than Ameris Bank Equipment Finance. We are a top-rated business lender that offers trucking business loans with predictable payments.

You can apply for funding quickly right on our website. First, our online application asks for basic information about you and your trucking business. Then, if your loan request is approved and you want to move forward, a Ameris Bank Equipment Finance loan specialist will contact you to get everything finalized. We are known for our fast turnaround times, so your trucking loan will be dispatched promptly.

Loans from $20,000 to $250,000
If approved, same-day funding is available
Easy online application
One-hour approval decisions during regular business hours
Flexible terms available
Competitive rates

Business loans in 3 easy steps.

Submit a simple online application.
Get a prompt decision during our normal business hours.
If your application is approved, funds will be provided fast.

What we look for.

Minimum of one year in business

$300,000+ in annual revenue

FICO^® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

The road ahead looks bright.

A sizable amount of freight in the United States is transported by the trucking industry. And because the trucking industry is so competitive, you need to forge lasting, trusting relationships with your customers. Doing this can generate repeat business and professional referrals. Of course, you want the customers you haul for to pay you on time and at fair market prices.

Lastly, it would help to keep a watchful eye on your finances. Late-paying customers, rising fuel costs, unexpected repairs, and slow periods can put your cash flow in the slow lane. A trucking business loan from Ameris Bank Equipment Finance can be used to keep your business moving forward if you are dealing with cash flow issues. We have money to lend, so apply for a small business loan today.